Working with borrowers in or facing foreclosure, Hope to help homeowners program to avoid foreclosures and allows decent families stay in their homes during these difficult times.

See if your current credit situation qualifies you for refinancing deal you are looking for.

Consider the time you intend to stay in your home with the possible movement of your work, family growing, downsizing the home, changes in lifestyle and much more.

The loans will be secured with the same assets and repayment is made immediately and the loan amount can not be used for any other purpose, unless of course there is money left after the previous loan is canceled.

The next step is to contact the lenders that you have shortlisted and ask them quote.

Some mortgage companies happily anticipate a continuation in the coming months, on average, since mortgage rates remain low.